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Our Simple Process.
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You've Got This.
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1.
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Get Started
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Select your coverage amount and term. Use the calculator to help, if you wish.
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2.
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Apply in 5 min
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Answer a few more questions to complete your application.
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3.
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Instant Decision
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We value your time. Check it off your list.
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Ladder is Different.
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Easy to Get. Easy to Change.
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As life unfolds, your life insurance needs may evolve. With Ladder, you can always decrease your coverage with a couple of clicks. No fees, no hassle.
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Why People Love Ladder.
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Stellar prices.
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Life insurance can and should be affordable. Ladder is committed to giving
you a great value.
you a great value.
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No brokers, no upselling.
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Ladder insurance professionals are licensed and salaried only. Here to help, not sell.
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Trustworthy.
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We are fully licensed. Ladder is secured by Fidelity Security Life Insurance Company.
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Cancel anytime.
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You may cancel your policy whenever you want to, for any reason. No questions asked.
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Price lock guarantee.
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With Ladder, your price is locked in. It does not increase if your health changes or as you age.
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Team life insurance.
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Ladder offers fully underwritten term because it is cost-effective and financially savvy. It’s what we have ourselves.
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No policies fees.
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We never charge policy fees. Period. We’re building life insurance the way it should be, and no one needs fees.
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Flexible.
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Get what you need today. Anytime, apply for more, or decrease without fees or hassle.
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Money back guarantee.
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If you’re not happy, we will refund your money within the first 30 days. No muss, no fuss.
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"Getting a policy was a piece of cake. I did it all on my iPad. Ladder is legitimately revolutionizing the industry."
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Hugh
CARDIFF, CALIFORNIA
CARDIFF, CALIFORNIA
